NIRA Instant Personal Loan App


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Friends, in today’s time some people want that they should do some part time work along with their job. But in today’s time it is not necessary that you have to work outside only, you can also work from your mobile. That’s why today we have brought such an app for you so that you can easily do part time earning by using this app anywhere, anytime. You can easily earn from ₹ 500 to ₹ 1000 in a day. You can take the help of these apps to hand-le your daily expenses and you can easily cover your pocket money.

This is an app from which you can easily earn money. In this app you get many types of online tasks, which you can easily complete and save cash. You just have to give this app by taking out 3 to 4 hours in a day and you can earn money easily. You can also refer others, the more you refer, the higher your income.

NIRA Instant Personal Loan App

To facilitate loans for salaried individuals, NIRA collaborates with various NBFCs and banks that are regulated by the RBI.

Important Information Regarding the NIRA Loan Application Loan Amount: Minimum Annual Percentage Rate (APR): Rs 5,000 to Rs 1,00,000 Maximum Annual Percentage Rate: 24 percent 36 percent (reducing balance) Minimum repayment time: Maximum repayment period: 91 days Fees for processing for a year: Prepayment Fees: Up to 2%-7% of the loan amount (plus GST) Zero within seven days of disbursement, thereafter 4% of the prepayment amount. Late fee: You will be charged Rs. 500 if the overdue amount is greater than 30 days. If the due date is later than 90 days, there will be a maximum late fee of Rs. 1000. In the event of a bounce, your bank might also charge you money.

A good illustration of the total cost of the loan is:

✔ Amount Borrowed (Principal): 14,999 Yuan
✔ Interest Rate (APR): 36 percent (based on the calculation of the interest on the principal balance reduction)
✔ Duration: six months
✔ Processing Fee (includes GST) = 826
✔ The amount paid out = 14,173
✔ Your EMI (based on the PMT method, a sample monthly payment) = 2769
✔ The interest amount = 2769 x 6 – 14999 = 1614 (based on a sample interest calculation);
✔ The late fee is 0 if paid on time
✔ The total cost of the loan is 2440
✔ The principal repayment amount is the same as the amount borrowed
✔ The total repayment amount is the principal repayment amount plus the interest amount plus the fee is 14


What's new

The NBFCs listed below are our lending partners:

Liquiloans from Muthoot Finance
IIFL Finance
Arthmate (Mamta Projects Pvt. Ltd.)
HDBFS (HDB Financial Services)
NDX P2P Pvt.

What are the benefits of downloading the NIRA Loan App?

1. Repay over three to twenty-four reasonable EMIs
2. In 24 hours, get money in your bank account

Eligibility requirements:

1. Employed with a minimum monthly income of Rs. 12,000
2. Age between 22 and 59

Responsible Lending

Our lending partners oversee and enforce compliance with our policies and services. We adhere to the DLAI code of conduct and are members of the Digital Lenders Association of India (DLAI)

For those who are more familiar with Hindi:

NIRA offers a Personal Loan of Rs. 5,000 to Rs. 1,000,000. Download the Bas Personal Loan App to get the details, upload the documents, and pay for the loan. The loan will be approved within 24 to 48 hours. 💥

How to Apply for an NIRA Instant Personal Loan:

1. Complete our app's quick application form. Upon qualification, receive an instant decision regarding loan approval.
2. Upload three months' worth of bank statements, your Aadhaar card, and an electronic signature to your loan agreement in our Aadhar Card Loan App PAN card Selfie
3. Get money right away by tapping Money into your bank account.

Our quick loans are secure:

We do not share your data with anyone without your permission, and it is transferred over a secure HTTPS connection. A 256-bit SSL encryption protects each transaction.

In order to quickly and easily give you a loan, our app needs some permissions. In order to automatically fill out your application and assist you in logging in, we need access to the name and email information in your User Account. In order to improve your credit score, automatically read your otp, and offer you the best instant personal loan, we also require access to your financial SMS. In order to verify your address, we require access to your location. In order to obtain references for your loan application, we require permission to access your contacts. We need access to the app's Camera and Photo Gallery in order to make it simple to upload documents there. Additionally, we require access to your device information to safeguard against unauthorized use. Please review our privacy policy at for more information about our data collection and use practices.


Download links

How to install NIRA Instant Personal Loan App APK?

1. Tap the downloaded NIRA Instant Personal Loan App APK file.

2. Touch install.

3. Follow the steps on the screen.

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